{"schemaVersion":1,"target":{"type":"reading","id":"7549654ad3157eac4a41ee89f7384ad54d28363fbd5155c70f72f839ea2aa76c","revision":"3f5aa275-7ac5-a624-2f2c-542f0a33569c","revisionKind":"publication-id","title":"Bank of England reports a shift toward shorter fixed-rate mortgages","url":"https://escapemeridian.com/readings/bank-of-england-reports-a-shift-toward-shorter-fixed-rate-7549654a"},"source":{"type":"source","id":"https://www.bankofengland.co.uk/working-paper/2026/locking-in-the-rate-or-staying-flexible-mortgage-refinancing-around-an-interest-rate-shock","revision":"5c791f1b8a97a29bab74c5f4c27cfcc52592738144ac4c38ae616133a5f7dca1","revisionKind":"sha256-source-text","title":"Locking in the rate or staying flexible? Mortgage refinancing around an interest rate shock","url":"https://www.bankofengland.co.uk/working-paper/2026/locking-in-the-rate-or-staying-flexible-mortgage-refinancing-around-an-interest-rate-shock"},"status":"available","items":[],"next":null,"scope":"Explicit citations in public readings and public file attachments to this reading. Shared topics are not citations. Other artifact types need an explicit reference adapter."}