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Monetary policy shock and basis point are covered by the definitions list.","excerpt":"where credit is extended against earnings rather than collateral"},{"dimension":"date","status":"pass","explanation":"The page states the paper was published on 04 September 2026, which matches originalPublished (2026-09-04 UTC). The October 2026 sidebar items are later page additions, but the reading neither uses nor relies on them. There is no hindsight framing. The model result is reported as a model result, not an outcome. The evidence is a publisher page, so no archive disclosure is needed.","excerpt":"Published on\n04 September 2026"},{"dimension":"support","status":"pass","explanation":"Each claim matches the abstract: R&D falls more for firms without access despite similar cash-flow drops; the 25 basis point tightening lowers output 0.12% in the model; extending access cuts the loss by one third; the loss falls on younger, more innovative firms. 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