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Also note that the planner trade-off holds only under the post's two stated conditions; one concrete example, such as securities classification before March 2023, would help ground it.","excerpt":"capital is a loss-absorbing equity stake that profits if and only if the realized loan return is higher than expected."},{"dimension":"date","status":"pass","explanation":"The stated date, December 15, 2025, matches the post's dateline and the UTC day of evidence.originalPublished. The evidence is a publisher page, so no archive disclosure is required. The reading contains no hindsight framing and presents no forecasts as outcomes.","excerpt":"December 15, 2025\nDesigning Bank Regulation with Accounting Discretion"},{"dimension":"support","status":"pass","explanation":"Each claim matches the source. 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